Notice is a historical project of the Committee for a Responsible Federal Budget, which tracked the money spent by the 2009 stimulus bill. This site is not regularly updated.

Raise Limit on Insured Deposits: $100K to $250K

October 3, 2008
Policy Area: 
Economic Target: 
Economic Target: 
Action Type: 
Maximum Amount: 
$700.00 billion

The Emergency Economic Stabilization Act of 2008 temporarily raised from $100,000 to $250,000 the amount of deposit and share insurance in FDIC and Federal Credit Union member organizations. Initially, this law stated that the increased limit on insured deposits would last until 12/31/2009. However, On 5/20/2009 President Obama signed the Helping Families Save Their Homes Act, extending the temporary deposit insurance limit of $250,000 untill 12/31/2013. After that date, the FDIC deposit insurance limit will return to $100,000 except for IRAs and other retirement accounts.


Limit will return to $100,000 after Dec. 31, 2013. Maximum amount indicates total value of new insured deposits.

Website Design and Development, Washington DC