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Streamlined Modification Program

Date: 
November 11, 2008
Who: 
Economic Target: 
Action Type: 

Creation of fast-track method for reducing monthly payments on mortgages held by Fannie Mae or Freddie Mac, restricting payments to 38 percent of income, reducing the interest rate, extending loan periods, and, deferring principal.

Notes: 

CBO's estimate from "Budget and Economic Outlook: Fiscal years 2009 to 2019" (http://www.cbo.gov/doc.cfm?index=9957) is listed as "unknown."  FHFA is the Federal Housing Finance Agency.

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